table,province_or_territory,average_premium_cad,period,measure,yoy_change_pct,prior_value_cad,prior_period,source,source_url
latest_official,Ontario,2218,12 months to June 2026,"Average annual premium, all private passenger vehicles",4.6,2120,12 months to June 2025,FSRA (Financial Services Regulatory Authority of Ontario),https://www.fsrao.ca/consumers/auto-insurance/understanding-auto-insurance-rates/your-average-premium
latest_official,Alberta,1903,2025,"Average written premium, full coverage",8.7,1751,2024,"AIRB (Automobile Insurance Rate Board), 2026 Market and Trends Report",https://www.airbfordrivers.ca/market-and-trends-reports/
latest_official,British Columbia,1408,Fiscal 2025/26 (Apr 2025 - Mar 2026),Average premium based on Autoplan premiums earned (all Autoplan policies),3.5,1360,Fiscal 2024/25 (restated),ICBC 2025/26 Annual Service Plan Report,https://www.icbc.com/assets/en/5zp5LxLIznBZi8nODF4yQt/ar-26.pdf
latest_official,Newfoundland and Labrador,1359,2024,"Average earned premium, private passenger (excl. farmers)",,,,"GISA (General Insurance Statistical Agency), Key Measures",https://www.gisa.ca/StatisticalInformation
latest_official,Manitoba,1350,2026/27 rating year (projected),"Projected average Basic premium, private passenger (excludes optional Extension coverage)",,,,"MPI 2026 General Rate Application compliance filing, Figure RMO-1 (Manitoba Public Utilities Board)",https://www.pubmanitoba.ca/v1/proceedings-decisions/appl-current/pubs/2026-mpi-gra/compliance-filing-2026-gra-letter-figures-appendices-addendum-1-feb-5-2026.pdf
latest_official,Nova Scotia,1302,2024,"Average earned premium, private passenger (excl. farmers)",,,,"GISA (General Insurance Statistical Agency), Key Measures",https://www.gisa.ca/StatisticalInformation
latest_official,New Brunswick,1208,2024,"Average earned premium, private passenger (excl. farmers)",,,,"GISA (General Insurance Statistical Agency), Key Measures",https://www.gisa.ca/StatisticalInformation
latest_official,"Yukon, NWT and Nunavut (combined)",1080,2024,"Average earned premium, private passenger (excl. farmers)",,,,"GISA (General Insurance Statistical Agency), Key Measures",https://www.gisa.ca/StatisticalInformation
latest_official,Quebec,1067,2025,"Average premium, private property-damage insurance only (bodily injury is covered by the public SAAQ plan and not included)",6.1,1006,2024,GAA (Groupement des assureurs automobiles),https://gaa.qc.ca/en/statistics/automobile-insurance-rates/cost-for-passenger-vehicles/
latest_official,Prince Edward Island,1018,2024,"Average earned premium, private passenger (excl. farmers)",,,,"GISA (General Insurance Statistical Agency), Key Measures",https://www.gisa.ca/StatisticalInformation
same_year_2024_AIRB,Ontario,1929,2024,"AIRB cross-province comparison of average premium (GISA earned premium for private provinces; AIRB calculation from rate filings for BC, SK, MB; Quebec includes SAAQ registration/licence insurance component)",,,,AIRB 2026 Market and Trends Report,https://www.airbfordrivers.ca/wp-content/uploads/2026/08/Annual-Market-Report-2026.pdf
same_year_2024_AIRB,Alberta,1706,2024,"AIRB cross-province comparison of average premium (GISA earned premium for private provinces; AIRB calculation from rate filings for BC, SK, MB; Quebec includes SAAQ registration/licence insurance component)",,,,AIRB 2026 Market and Trends Report,https://www.airbfordrivers.ca/wp-content/uploads/2026/08/Annual-Market-Report-2026.pdf
same_year_2024_AIRB,Saskatchewan,1545,2024,"AIRB cross-province comparison of average premium (GISA earned premium for private provinces; AIRB calculation from rate filings for BC, SK, MB; Quebec includes SAAQ registration/licence insurance component)",,,,AIRB 2026 Market and Trends Report,https://www.airbfordrivers.ca/wp-content/uploads/2026/08/Annual-Market-Report-2026.pdf
same_year_2024_AIRB,British Columbia,1519,2024,"AIRB cross-province comparison of average premium (GISA earned premium for private provinces; AIRB calculation from rate filings for BC, SK, MB; Quebec includes SAAQ registration/licence insurance component)",,,,AIRB 2026 Market and Trends Report,https://www.airbfordrivers.ca/wp-content/uploads/2026/08/Annual-Market-Report-2026.pdf
same_year_2024_AIRB,Newfoundland and Labrador,1359,2024,"AIRB cross-province comparison of average premium (GISA earned premium for private provinces; AIRB calculation from rate filings for BC, SK, MB; Quebec includes SAAQ registration/licence insurance component)",,,,AIRB 2026 Market and Trends Report,https://www.airbfordrivers.ca/wp-content/uploads/2026/08/Annual-Market-Report-2026.pdf
same_year_2024_AIRB,Nova Scotia,1302,2024,"AIRB cross-province comparison of average premium (GISA earned premium for private provinces; AIRB calculation from rate filings for BC, SK, MB; Quebec includes SAAQ registration/licence insurance component)",,,,AIRB 2026 Market and Trends Report,https://www.airbfordrivers.ca/wp-content/uploads/2026/08/Annual-Market-Report-2026.pdf
same_year_2024_AIRB,New Brunswick,1208,2024,"AIRB cross-province comparison of average premium (GISA earned premium for private provinces; AIRB calculation from rate filings for BC, SK, MB; Quebec includes SAAQ registration/licence insurance component)",,,,AIRB 2026 Market and Trends Report,https://www.airbfordrivers.ca/wp-content/uploads/2026/08/Annual-Market-Report-2026.pdf
same_year_2024_AIRB,Manitoba,1186,2024,"AIRB cross-province comparison of average premium (GISA earned premium for private provinces; AIRB calculation from rate filings for BC, SK, MB; Quebec includes SAAQ registration/licence insurance component)",,,,AIRB 2026 Market and Trends Report,https://www.airbfordrivers.ca/wp-content/uploads/2026/08/Annual-Market-Report-2026.pdf
same_year_2024_AIRB,Quebec,1159,2024,"AIRB cross-province comparison of average premium (GISA earned premium for private provinces; AIRB calculation from rate filings for BC, SK, MB; Quebec includes SAAQ registration/licence insurance component)",,,,AIRB 2026 Market and Trends Report,https://www.airbfordrivers.ca/wp-content/uploads/2026/08/Annual-Market-Report-2026.pdf
same_year_2024_AIRB,Prince Edward Island,1018,2024,"AIRB cross-province comparison of average premium (GISA earned premium for private provinces; AIRB calculation from rate filings for BC, SK, MB; Quebec includes SAAQ registration/licence insurance component)",,,,AIRB 2026 Market and Trends Report,https://www.airbfordrivers.ca/wp-content/uploads/2026/08/Annual-Market-Report-2026.pdf

note,"Compiled by PrimeCapitalReport.com, updated October 2026. Figures are not directly comparable across jurisdictions: periods, measures and coverage differ (see measure column)."
license,Free to use with attribution and a link to https://primecapitalreport.com/average-car-insurance-cost-by-province-canada/