British Columbia: ICBC Rates Still Lowest for Public System
ICBC increased rates only 2.4% in 2026. At $1,832/year average, BC is cheaper than Ontario and Alberta despite being public.
Save with ICBC:
- Driver Factor discount: 43 years clean = 44% off
- Low kilometre discount: Under 5,000km/year = 10% off
- Senior discount: Age 65+ = 25% off basic coverage