Why Saskatoon Rates Are 11% Higher in 2026
SGI increased rates 3.75% on June 1, 2026. Another 3.75% is coming June 1, 2027. Total: 7.6% increase for Saskatchewan.
But Saskatoon S7K and S7H ZIP codes got hit harder. Claims data shows 22% more collisions than rural Saskatchewan. Result: 11% surcharge on top of the 7.6%.
Average Saskatoon driver pays $1,516/year. Saskatchewan average: $1,366/year. Difference: $150 + $260 surcharge = $410/year extra.