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About Us

Prime Capital Report is an independent personal-finance publication for readers in the United States and Canada. We explain car, home, life and health insurance, loans, mortgages and savings in plain English, so you can compare options and ask better questions before you buy.

What we cover

  • Car insurance by province and state, including public systems such as ICBC, SGI and SAAQ
  • Insurer reviews based on published policy wordings, rate filings and regulator data
  • Life, critical illness, disability and health coverage in Canada and the U.S.
  • Mortgages, home equity, personal loans and high-interest savings accounts

How we work

Every guide starts with primary sources: insurers’ own pages, government regulators, rate filings, central bank data and official statistics. We link those sources in each article and show the date we last checked them. We do not invent average prices, quotes or savings figures. When reliable data does not exist, we say so.

Read our editorial policy to see how we research, update and correct our content, and our advertising disclosure to see how the site is funded.

What we are not

Prime Capital Report is not an insurance company, broker, agent, lender or financial adviser. We do not sell policies or collect your personal information for quotes. Our guides are general information. For advice about your own situation, speak with a licensed professional in your province or state. See our disclaimer.

Contact us

Spotted an error or outdated figure? Tell us through our contact page. We review every correction request.