Average Car Insurance Cost by Province in Canada (2026 Data)
Official average car insurance premiums for every Canadian province, with year, measure and source for each figure, plus a free CSV and citation box.
Canada
How to Compare Car Insurance Quotes in 2026 (Step-by-Step)
Learn how to compare car insurance quotes: gather the same details, match limits and deductibles, check discounts, AM Best ratings and complaint data.
Life Insurance in Canada 2026: Costs, Types and How to Buy
Updated October 2026. The premiums below are sample rates that insurers and brokers publish, and we date and label each one. However, they are not quotes. Your own price depends on your age, health, smoking…
Car Insurance in Ontario 2026: Average Rates by City, Reforms and Ways to Save
Updated October 2026. The figures are published averages from Ontario’s regulator and quote-comparison sites, not quotes. As a result, your own premium will differ. The average car insurance premium in Ontario was $2,218 a year…
Car Insurance in Canada 2026: Average Rates by Province
Updated October 2026. Figures are averages that provincial regulators and public insurers publish. As a result, your own premium will differ. On the most recent like-for-like comparison, the average car insurance premium in Canada ran…
Co-operators Insurance Review 2026: Car, Home, Discounts and Rate Filings
Updated October 2026. This review uses Co-operators’ own published terms, regulator filings and dated third-party studies. We don’t publish sample quotes, because your premium depends on your profile. Confirm every detail with a licensed representative.…
RBC Insurance Review 2026: Car, Home, Life and What Aviva Has to Do With It
Updated October 2026. This review relies on RBC Insurance and Aviva’s published terms, regulator filings and dated third-party studies. We don’t publish sample quotes, because your premium depends on your profile. Confirm every detail with…
Intact Insurance Review 2026: What Ontario Drivers Should Know
Updated October 2026. This review uses Intact’s own published terms, regulator data and independent surveys. We do not publish Intact prices for sample drivers, because Intact does not publish them and quotes vary by person.…
TD Insurance Review 2026: Car, Home, MyAdvantage and Group Discounts
Updated October 2026. This review relies on TD Insurance’s published terms, regulator filings and dated third-party data. We don’t publish sample quotes, because your premium depends on your profile. Confirm every detail with a licensed…
PC Insurance Review 2026: Car, Home, PC Optimum Points and the EQB Takeover
Updated October 2026. This review relies on PC Insurance’s published terms, regulator filings and company announcements. We don’t publish sample quotes, because your premium depends on your profile. Confirm every detail with a licensed advisor.…
Economical Insurance Review 2026: Definity, Sonnet and What Drivers Get
Updated October 2026. This review relies on the insurer’s own published terms, regulator data and independent surveys. Economical does not publish average premiums, so we do not show sample prices. This Economical Insurance review explains…
Health Insurance in Canada 2026: What Public Plans Cover, What They Don’t, and What Private Plans Cost
Updated October 2026. Figures come from Health Canada, provincial governments, the Canada Revenue Agency, the Canadian Life and Health Insurance Association and named broker publications. Premiums shown are published samples, not quotes. Health insurance in…
ICBC Insurance in B.C. 2026: Basic Coverage, Optional Choices and Discounts
Updated October 2026. Figures come from ICBC, the B.C. government and the B.C. Utilities Commission. ICBC does not publish a typical premium, so we do not show sample prices. This guide reflects rules as of…
Desjardins Car Insurance in Quebec 2026: Ajusto, Discounts and Real Costs
Updated October 2026. Figures come from Quebec’s regulator (AMF), the GAA and Desjardins’ own published terms. Desjardins does not publish average premiums, so we do not show sample quotes. Desjardins car insurance is one of…
Disability Insurance in Canada 2026: What Government Benefits Pay, What Private Coverage Costs
Updated October 2026. Figures come from the Government of Canada, Statistics Canada, the Canadian Life and Health Insurance Association and named broker publications. Premiums shown are published samples, not quotes. Disability insurance in Canada replaces…
Critical Illness Insurance in Canada 2026: Costs, Coverage and the Fine Print
Updated October 2026. Premiums below are published samples from named brokers and insurers, not quotes. Your own price depends on your age, health and the policy you choose. Critical illness insurance in Canada pays you…
Life Insurance vs Mortgage Insurance in Canada 2026: Which Protects Your Family Better?
Updated October 2026. Prices below are published bank rate tables and dated broker samples, not quotes. Your own premium depends on your age, health and lender. The choice between life insurance vs mortgage insurance usually…
Term Life Insurance in Canada 2026: 10 vs 20 vs 30-Year Terms, Costs and How to Choose
Updated October 2026. Premiums below are published samples from named insurers and brokers, not quotes. Your price depends on your age, health and the policy you choose. Term life insurance in Canada pays a tax-free…
Cheapest Life Insurance in Ontario 2026: Sample Rates and 9 Ways to Pay Less
Updated October 2026. Prices below are published samples from named insurers and brokers, not quotes. Your premium depends on your age, health and the policy you choose. The cheapest life insurance in Ontario is almost…
SGI vs Private Insurance in Saskatchewan 2026: What You Can (and Can’t) Shop For
Updated October 2026. Figures come from SGI, the Government of Saskatchewan and named broker publications. They are not quotes, and your own premium will differ. When people compare SGI vs private insurance in Saskatchewan, they…
Cheapest Car Insurance in Regina 2026: What Actually Lowers Your Bill
Updated October 2026. Figures come from SGI, the Government of Saskatchewan and named broker publications. They are averages and rules, not quotes, so your premium will differ. Looking for the cheapest car insurance in Regina?…
Car Insurance in Saskatoon 2026: SGI Rates, Local Risks and Coverage That Matters
Updated October 2026. Figures come from SGI, the Government of Saskatchewan, the Saskatoon Police Service and named publications. They are not quotes, and your own premium will differ. Car insurance in Saskatoon has two layers.…