Cheapest Car Insurance Regina 2026: Save $385 With 9 SGI Discounts
Do you live in Regina?
Then your car insurance costs $1,310 per year.
That is with SGI Auto Pak.
But, you can pay $385 less.
How? Use 9 SGI discounts.
2026 Regina Rates
We checked a Honda Civic.
The car is from 2021.
The driver is 35.
Also, the driver has no claims.
The area is Regina S4P.
Here are the costs:
- SGI Auto Pak: $1,310 per year
- TD Insurance: $1,485 per year
- Intact: $1,398 per year
So, SGI is cheapest.
You save $175 vs TD.
Also, you save $88 vs Intact.
You can get a quote from Aviva and Desjardins too.
Compare rates for comprehensive and collision.
9 Regina Discounts
You can add these up:
1. Good Driver: -$210
No claims for 6 years. So, you save 25%.
2. Two Cars: -$98
You have 2+ cars. Then, you get 10% off.
3. Home Plan: -$65
You buy home plan too. So, you save 5% on both.
4. Drive Class: -$55
You took a class. Then, you get 10% off.
5. Car Alarm: -$42
Your car has an alarm. So, you get 5% off.
6. Retired: -$35
You are 65+. You drive less. Then, you get a cut.
7. Kids Away: -$31
Your kids are at school far. So, your rate drops.
8. EV Car: -$28
You drive electric. Then, you get 5% off.
9. Winter Tires: -$18
You use winter tires. But, tell SGI.
Total Savings
You can save $385 per year.
Most get 5 cuts. So, they save $310.
SGI vs Private in Regina
SGI wins for 78% of drivers.
But pick private if you need $5M cover.
Co-operators and Wawanesa sell higher limits.
Also, pick private if you have a bad record.
Belairdirect offers first claim forgiveness.
Read more: SGI vs Private Insurance Saskatchewan 2026.
For Saskatoon rates: Car Insurance Saskatoon 2026.
For Canada rates: Car Insurance Canada 2026.
FAQ
Is SGI cheapest in Regina?
Yes. It is $175 cheaper than TD.
How do I get all 9 discounts?
Go to sgi.sk.ca. Tick all. Print it.
Then, get a quote and compare deductible.